Money Savings Bingo >> New Years Resolution

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Now, I know what you’re thinking, “Oh god, Katie is doing a New Years resolution..new year..new her, thing. It’ll never work and everyone does the same thing.” Well, you’re mistaken. I’m not doing a “new year, new me” thing, I’m doing a save more money…thing.

Every year people try to set these super high New Years resolutions. “I’m going to lose 100lbs, I’m going to buy a lambo”, something like that. I want to be more realistic and just try to save more money this year. Now, last year I had started the savings bingo and I got quite far but then an unexpected expense popped up and I had to deplete the funds (thank God for those funds though for covering it). *Insert crying face*. This year I plan on doing things differently. Before, I would just put money in all the time, not leaving any out to go toward added expenses and then would end up having to empty out the jar (which should be left alone and not touched till it’s completed). With that being said, this year I plan on just depositing around $50 from each of my checks. That way, I still have money set aside for bills, groceries or any emergencies that might pop up. My hopes are to be able to not touch the money in the jar and end up completing the entire bingo chart. (has yet to happen)

Now, if you’re someone who has trouble saving money and complain all the time about being broke, then you should TOTALLY check this out and give it a try! It’s really easy and fun because you get to color in all the squares once you’ve completed that deposit. *insert cheesy grin*

Here’s how the bingo chart works:

  1. Print Chart (see photo below to print)
  2. Find a jar or other way to store money
  3. Tape chart to jar or have it in whatever container you choose
  4. Mark off each square as you deposit that amount
    (i.e: Square 34 – Deposit $34 or if you’re unable to afford that amount, maybe do pennies. So 34 pennies)
  5. Complete Bingo Chart = Cha-Ching! $$$$$$$$

Savings Bingo

 

The Bingo Savings chart is really fun and a great way to get your children started on learning how to save money. Trust me, saving money should be taught because it’ll help in the long run (I know this because I was never really taught to save money and it affected me once I moved out #alwaysbroke). For children, I would recommend doing pennies (unless of course you’re giving your child $52 for some reason lol).

“Is there a certain day or week I should be depositing and marking off a square?”
No. I tend to just go off of when I get paid. If for some reason, I have extra income from either Swagbucks or photos, then I might put a little extra in the jar and mark off a few more squares. Other than that, I just do every pay day.

If you end up having any questions or want to get started on saving money and leaving the broke life behind, feel free to drop a comment below or if you’re on FB – message me.

Hope you all enjoyed my post! Here’s to a new year and more money!! $$$$

Xoxo Katie

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Saving Money – The Challenge & How to Overcome!

I get asked quite frequently how I manage to save money. It’s simple, I use a few different methods that work for me. Once you start and get in a routine with saving, it becomes second nature.

Here are a few tips that help me save!

1. I use a mason jar and have a bingo savings chart taped to the front. It is a fun way to start saving, without having the feeling that you’re super broke. You basically can either mark off 1 number a week or whenever you want to put a little money aside. Depending on if you’re strapped for cash or can let a little more go to the jar. It’s a great method for saving because you can put $1 away, $5, $50, whatever you can spare for the week. I tend to mark off a number and then hide the jar out of site so I’m not tempted to use the money. I love this method because I love seeing the colorful squares get filled up. Makes me excited to save money!

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2. The 2nd thing I do to save money, is use Swagbucks. For me, it’s a great way to earn a little extra money for things like car parts, Christmas gifts and more. That means I don’t have to spend money from our paycheck on fun stuff. If you already make a lot of money and just want to do it as a way to save money, then that’s a great thing too! You can totally earn money on there and put that in the jar and just let it grow.

Here’s my link to sign up!: http://www.swagbucks.com/refer/dumptdaily

3. Coupons – Yes, couponing does help me save money. I always check to see what coupons are currently out and if there’s anything out for what I usually buy. The other week there was a great coupon for cereal and a deal at Walgreens. So I ended up getting 5 boxes of cereal for hubby for $0.88 each! Definitely way better than spending $2+ a box.

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Those are the basic things I use to help save money. Even if you’re working part time, you to can save money! Even if it means putting $1 aside a week. It’ll add up over time. Honestly though, it does take a LOT of dedication and restraint to save money. You have to be willing to put aside the money and not touch it. But don’t give up! Reach those goals!

 

xoxo Katie

Gotta Save Dat Money >> 52 Week Challenge

Hi Ya’ll!!

Been quite a long time since I last wrote but I wanted to discuss the new year with everyone. New Year usually means new resolutions and things to change about yourself. At the beginning of this year I started the 52 week challenge. It’s a money savings challenge to help with what else . . . saving money! I was able to make it to April before having an emergency come up and having to withdraw from the jar. This time I’m starting fresh and I plan on making it till the end of the year and hitting that lovely savings total at the end of December.

Not sure what the 52 week challenge is?

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It’s simple. You just add $1 each week. Week 1 you put $1 in the jar. Week 2, you put $2 in the jar and so on till the end of December where you will have saved $1,378! If you want to read more on my first time trying this out. You can check out my blog post here.

Now since I have only been doing photography as my income, it’s a little hard for me to put away each week. So, I started the challenge a little early. I figure while I have some extra cash, I might as well start putting it in the jar that way I’m not scrambling between photoshoots to get money for the jar.

Let me know if you’re going to start the challenge too! Also, if you have any money saving tips that work for you, comment below and let me know!

& if you find yourself bored reading this post, go check out my photography page and “like” it.